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What is Conservative Fund?

A conservative fund holds mostly defensive assets (typically 10-34% growth assets), prioritizing capital preservation.

Detailed Explanation

Conservative funds are lower-risk funds designed to protect your capital while providing modest returns. They hold predominantly cash and bonds.

Example

A conservative fund might return +5% in a good year and -3% in a bad year. Over 10 years, it might average 3-4% annually.

Frequently Asked Questions

Will my money grow in a conservative fund?

Yes, but slowly. Returns may not keep up with inflation over long periods.

Related Terms

Balanced FundGrowth FundDefensive Assets
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