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Best Growth KiwiSaver Funds 2025

Compare all 68 Growth KiwiSaver funds ranked by 5-year returns. Based on real FMA data, updated October 2025.

Total Growth Funds
68
Available options
Average Return
4.42%
5-year average
Average Fees
1.06%
Annual fees
Top Performer
10.62%
Aggressive Fund...

What are Growth KiwiSaver Funds?

Growth funds invest 50-100% in growth assets like shares and property, with the remainder in income assets (bonds and cash). They target higher long-term returns but have more short-term volatility.

✅ Best For:

  • • People with 15+ years until retirement
  • • Those comfortable with market fluctuations
  • • Long-term wealth building
  • • Ages 18-50 typically

⚠️ Consider Instead If:

All Growth Funds Ranked by Performance

RankFund NameProvider5-Year ReturnFeesRiskMembers
#1Aggressive FundSuperEasy10.62%0.51%4/71k
#2Milford Kiwisaver Active Growth FundMilford10.12%1.05%4/787k
#3Quaystreet Australian Equity FundSmartshares9.89%1.37%5/70k
#4Quaystreet Growth FundSmartshares9.53%1.37%4/73k
#5Pathfinder Kiwisaver Growth FundPathfinder9.19%1.37%4/78k
#6Superlife Age Steps - Age 30Smartshares9.04%0.72%4/70k
#7Superlife Growth FundSmartshares9.04%0.71%4/72k
#8Superlife Age Steps - Age 40Smartshares9.04%0.72%4/70k
#9Growth FundAnglican8.78%1.50%4/71k
#10Superlife Age Steps - Age 50Smartshares8.52%0.71%4/70k
#11Growth FundGenerate8.36%1.39%4/751k
#12Automatic Fund (Age 40)SuperEasy8.08%0.51%4/70k
#13Stepping Stones 36-45Generate7.96%1.39%4/72k
#14Stepping Stones Growth 51-55Generate7.96%1.39%4/71k
#15Growth FundFisher7.75%1.13%5/771k
#16Growth FundSimplicity7.56%0.25%4/745k
#17Growth FundASB7.50%0.70%4/7154k
#18AMP Growth FundAMP7.39%0.85%4/729k
#19Growth FundSuperEasy7.39%0.51%4/71k
#20AMP Growth Fund (Lifesteps)AMP7.39%0.85%4/710k
#21Lifestages Auto Option Age 50 - 54SBS7.38%1.11%5/71k
#22Growth FundMAS7.10%0.98%4/76k
#23Sustainable Growth FundMercer7.04%0.84%4/76k
#24Superlife Growth FundAMP7.00%1.17%4/74k
#25BNZ Kiwisaver Growth FundBNZ6.98%0.45%4/757k
#26Global Select Growth FundAMP6.85%1.27%4/75k
#27Growth FundMercer6.67%0.88%4/72k
#28Growth FundANZ6.58%0.96%5/714k
#29Growth FundANZ6.58%0.96%5/7235k
#30Growth FundWestpac6.56%0.55%4/7122k
#31Growth FundBooster6.42%1.35%4/725k
#32Life Cycle - Age 65NZ Funds5.89%1.60%5/70k
#33Goalsgetter Amova Growth FundNikko5.73%1.37%5/70k
#34Balanced FundASB5.71%0.65%4/7100k
#35Summer Growth SelectionForsyth Barr5.71%1.02%4/72k
#36Global Select Balanced Growth FundAMP5.65%1.18%4/75k
#37Pie Kiwisaver Growth FundPie5.39%0.68%5/712k
#38Balanced Growth FundANZ5.37%0.92%4/79k
#39Balanced Growth FundANZ5.37%0.92%4/799k
#40Life Cycle - Age 75NZ Funds5.28%1.55%5/70k
#41Goalsgetter Amova Balanced FundNikko4.47%1.22%4/70k
#42Investnow Mint Diversified Growth FundFundrock0.00%1.20%5/70k
#43Investnow Milford Active Growth FundFundrock0.00%1.05%4/72k
#44Investnow Smartshares Growth FundFundrock0.00%0.51%4/71k
#45Pathfinder Kiwisaver High Growth FundPathfinder0.00%1.36%5/70k
#46Investnow Salt Sustainable Growth FundFundrock0.00%1.10%4/70k
#47Sharesies Pathfinder Ethical Growth FundSharesies0.00%1.32%4/71k
#48Investnow Pathfinder Ethical Growth FundFundrock0.00%1.34%4/70k
#49Socially Responsible Growth FundBooster0.00%1.34%4/73k
#50Pie Kiwisaver Aggressive FundPie0.00%1.19%5/71k
#51Investnow Harbour Active Growth FundFundrock0.00%1.03%4/70k
#52Goalsgetter Salt Sustainable Growth FundNikko0.00%1.38%4/70k
#53Balanced FundSmartshares0.00%1.35%4/70k
#54Goalsgetter Harbour Active Growth FundNikko0.00%1.33%4/70k
#55Goalsgetter Pathfinder Ethical Growth FundNikko0.00%1.61%4/70k
#56Investnow Fisher Funds Growth FundFundrock0.00%1.02%4/71k
#57Growth FundSmartshares0.00%1.41%4/70k
#58Growth FundConsilium0.00%0.75%4/70k
#59Sharesies Smartshares Growth FundSharesies0.00%0.51%4/73k
#60Growth PortfolioMaritime0.00%0.75%5/70k
#61Investnow Foundation Series Growth FundFundrock0.00%0.38%4/71k
#62Growth StrategyKoura0.00%0.73%5/70k
#63Aurora Retirementplus Age 50Fundrock0.00%1.62%4/70k
#64Aurora Growth FundFundrock0.00%1.62%5/710k
#65Goalsgetter Milford Active Growth FundNikko0.00%1.35%4/70k
#66Glidepath Age 40Fisher0.00%1.22%5/70k
#67Milford Active Growth FundAMP0.00%1.57%4/73k
#68Quaystreet High Growth FundSmartshares0.00%1.43%5/70k

Compare Other Fund Types

Balanced Funds

Mix of growth and income assets, moderate risk

View Balanced Funds →

Conservative Funds

Lower risk, more income assets, stable returns

View Conservative Funds →

Lowest Fee Funds

All funds ranked by fees across all categories

View Lowest Fees →

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Data source: FMA KiwiSaver Quarterly Reports, provider Product Disclosure Statements. Last updated: October 2025.

Disclaimer: Past performance does not guarantee future results. This is not financial advice. Consult a licensed financial adviser before making investment decisions.

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