Terms of Service

1. Acceptance of Terms

By using this website, you agree to be bound by these Terms of Use. If you do not accept these terms, you should not use the site.

2. Purpose of the Site

This site provides comparative information about KiwiSaver funds and managed investment funds (Portfolio Investment Entities or PIEs) in New Zealand. It is intended to help users explore fund options, but does not offer personal financial advice or product recommendations.

3. No Financial Advice

Nothing on this website constitutes or should be interpreted as personalised financial advice, a product recommendation, or a substitute for professional financial advice. Always consult a licensed adviser before making investment decisions.

4. Data Sources

We source data from public and provider platforms, including but not limited to:

• Sorted.org.nz (Smart Investor)
• Financial Markets Authority (Disclose Register)
• Fund provider websites

While we aim to update regularly, the data may not always reflect the most recent changes in fees, performance, or eligibility rules.

5. Affiliate Disclosure

We may receive referral fees or commissions from certain KiwiSaver or fund providers if users click through to their websites or sign up. These arrangements help support the platform and are always disclosed where applicable.

6. Liability

We are not liable for any direct or indirect loss or damage arising from your use of the information on this site.

7. Changes to Terms

We may update these terms from time to time. Continued use of the website after changes are published constitutes acceptance.