General Information Only
This page displays publicly available historical performance data sorted by 5-year returns. Past performance is not a reliable indicator of future returns. This is not financial advice.
KiwiSaver Fund Performance by Category
View historical return data for KiwiSaver funds, grouped by fund type. Data is sorted by 5-year average returns. Users may independently assess this information based on their own circumstances.
Highest Historical Return by Category
The fund with the highest reported 5-year average return in each category. This is historical data only and does not indicate future performance.
Fund Data by Category
Funds sorted by 5-year average return (highest to lowest). You may use this data for your own comparison. Showing up to 5 funds per category.
Aggressive(5 funds shown)
| # | Fund Name | Provider | 5-Year Return | Fees | Risk |
|---|---|---|---|---|---|
| 1 | Australian Financials Fund | Smartshares | 18.58% | 0.69% | 6/7 |
| 2 | Us Large Growth Fund | Smartshares | 17.61% | 0.67% | 6/7 |
| 3 | US 500 Fund | Smartshares | 16.78% | 0.64% | 5/7 |
| 4 | Australian Mid Cap Fund | Smartshares | 16.60% | 0.69% | 6/7 |
| 5 | US Large Value Fund | Smartshares | 14.93% | 0.67% | 5/7 |
Balanced(5 funds shown)
| # | Fund Name | Provider | 5-Year Return | Fees | Risk |
|---|---|---|---|---|---|
| 1 | Ethica Fund | Smartshares | 7.99% | 0.80% | 4/7 |
| 2 | Quaystreet Socially Responsible Investment Fund | Smartshares | 7.76% | 1.12% | 4/7 |
| 3 | Quaystreet Balanced Fund | Smartshares | 7.71% | 1.12% | 4/7 |
| 4 | Pathfinder Kiwisaver Balanced Fund | Pathfinder | 7.36% | 1.25% | 4/7 |
| 5 | Milford Kiwisaver Balanced Fund | Milford | 7.34% | 1.05% | 4/7 |
Conservative(5 funds shown)
| # | Fund Name | Provider | 5-Year Return | Fees | Risk |
|---|---|---|---|---|---|
| 1 | Milford Kiwisaver Moderate Fund | Milford | 5.15% | 0.95% | 3/7 |
| 2 | Superlife Conservative Fund | Smartshares | 4.02% | 0.67% | 4/7 |
| 3 | Pathfinder Kiwisaver Conservative Fund | Pathfinder | 3.65% | 1.01% | 3/7 |
| 4 | Conservative Portfolio | Maritime | 3.53% | 0.61% | 4/7 |
| 5 | Quaystreet Conservative Fund | Smartshares | 3.53% | 0.86% | 3/7 |
Defensive(5 funds shown)
| # | Fund Name | Provider | 5-Year Return | Fees | Risk |
|---|---|---|---|---|---|
| 1 | Quaystreet Income Fund | Smartshares | 3.06% | 0.87% | 3/7 |
| 2 | Income Strategy | NZ Funds | 2.46% | 1.22% | 4/7 |
| 3 | Cash Fund | Fisher | 2.43% | 0.45% | 1/7 |
| 4 | Goalsgetter Amova Nz Cash Fund | Nikko | 2.38% | 0.49% | 2/7 |
| 5 | Cash Fund | Westpac | 2.38% | 0.25% | 2/7 |
Growth(5 funds shown)
| # | Fund Name | Provider | 5-Year Return | Fees | Risk |
|---|---|---|---|---|---|
| 1 | Aggressive Fund | SuperEasy | 10.62% | 0.51% | 4/7 |
| 2 | Milford Kiwisaver Active Growth Fund | Milford | 10.12% | 1.05% | 4/7 |
| 3 | Quaystreet Australian Equity Fund | Smartshares | 9.89% | 1.37% | 5/7 |
| 4 | Quaystreet Growth Fund | Smartshares | 9.53% | 1.37% | 4/7 |
| 5 | Pathfinder Kiwisaver Growth Fund | Pathfinder | 9.19% | 1.37% | 4/7 |
Browse by Return Range
Compare Fund Data
Use our comparison tool to sort and filter by category, fees, and risk level
View Comparison ToolData source: FMA KiwiSaver Quarterly Reports. Last updated: October 2025.
Disclaimer: Past performance does not guarantee future results. Historical data changes over time. Consider fees, risk, and your personal circumstances. This is not financial advice. Consult a licensed financial adviser.