General Information Only

This page displays publicly available historical return data sorted by 5-year average. Past performance is not a reliable indicator of future returns. This is not financial advice.

KiwiSaver Fund Historical Returns 2025

KiwiSaver fund return data sorted by 5-year average. Data from FMA reports, updated October 2025.

Funds Shown

Sorted by return

Highest 5-Year Return

18.58%

Smartshares

Average Return (Shown)

11.55%

5-year average

Average Risk (Shown)

5.0/7

Risk indicator

About Historical Return Data

Return data is publicly reported by fund managers to the FMA. Returns vary between funds, fund types, and time periods. This page shows return data sorted from highest to lowest 5-year average.

Important Notice

Past performance is not a reliable indicator of future returns. Investment returns fluctuate and can be negative. Market conditions change, and a fund that performed well in the past may not continue to do so.

Note: If you need advice on fund selection, consult a licensed Financial Advice Provider.

Fund Return Data (Sorted by 5-Year Average)

Showing 50 funds sorted by 5-year average return (highest to lowest). You may use this data for your own comparison.

#	Fund Name	Provider	5-Year Return	Fees	Fund Type	Risk
1	Australian Financials Fund	Smartshares	18.58%	0.69%	Aggressive	6/7
2	Us Large Growth Fund	Smartshares	17.61%	0.67%	Aggressive	6/7
3	US 500 Fund	Smartshares	16.78%	0.64%	Aggressive	5/7
4	Australian Mid Cap Fund	Smartshares	16.60%	0.69%	Aggressive	6/7
5	US Large Value Fund	Smartshares	14.93%	0.67%	Aggressive	5/7
6	Overseas Shares Fund	Smartshares	14.55%	0.68%	Aggressive	5/7
7	Us Equities Fund	Koura	14.51%	0.73%	Aggressive	6/7
8	US Mid Cap Fund	Smartshares	14.13%	0.67%	Aggressive	5/7
9	Total World Fund	Smartshares	13.96%	0.68%	Aggressive	5/7
10	Australian Shares Fund	Smartshares	13.93%	0.69%	Aggressive	5/7
11	US Small Cap Fund	Smartshares	13.93%	0.67%	Aggressive	6/7
12	Quaystreet International Equity Fund	Smartshares	13.91%	1.27%	Aggressive	5/7
13	Overseas Shares (Currency Hedged) Fund	Smartshares	13.89%	0.68%	Aggressive	5/7
14	Sustainable International Share	ANZ	13.87%	0.90%	Aggressive	5/7
15	Goalsgetter Amova Global Shares Fund	Nikko	13.41%	1.43%	Aggressive	5/7
16	Australian Resources Fund	Smartshares	12.84%	0.69%	Aggressive	6/7
17	Australian Top 20 Fund	Smartshares	12.83%	0.69%	Aggressive	5/7
18	AMP International Shares Fund No. 2	AMP	12.76%	0.86%	Aggressive	5/7
19	Europe Fund	Smartshares	12.58%	0.69%	Aggressive	5/7
20	AMP International Shares Fund	AMP	12.52%	0.85%	Aggressive	5/7
21	Australian Dividend Fund	Smartshares	11.86%	0.69%	Aggressive	5/7
22	Automatic Fund (Age 20)	SuperEasy	11.22%	0.51%	Aggressive	5/7
23	Superlife High Growth Fund	Smartshares	11.13%	0.73%	Aggressive	5/7
24	Superlife Age Steps - Age 20	Smartshares	10.71%	0.73%	Aggressive	5/7
25	Aggressive Fund	SuperEasy	10.62%	0.51%	Growth	4/7
26	Milford Kiwisaver Active Growth Fund	Milford	10.12%	1.05%	Growth	4/7
27	Milford Kiwisaver Aggressive Fund	Milford	10.07%	1.15%	Aggressive	5/7
28	Growth Strategy	NZ Funds	10.06%	1.95%	Aggressive	6/7
29	Summer Australian Equities	Forsyth Barr	9.97%	1.02%	Aggressive	5/7
30	Quaystreet Australian Equity Fund	Smartshares	9.89%	1.37%	Growth	5/7
31	Stepping Stones Growth 0-50	Generate	9.81%	1.41%	Aggressive	5/7
32	International Share Fund	ANZ	9.77%	0.96%	Aggressive	5/7
33	Stepping Stones 0-35	Generate	9.65%	1.41%	Aggressive	5/7
34	Quaystreet Growth Fund	Smartshares	9.53%	1.37%	Growth	4/7
35	Focused Growth Fund	Generate	9.47%	1.41%	Aggressive	5/7
36	SBS Wealth High Growth Fund	SBS	9.39%	1.17%	Aggressive	5/7
37	Geared Growth Fund	Booster	9.37%	1.50%	Aggressive	5/7
38	Asset Class Growth Fund	Booster	9.28%	1.37%	Aggressive	5/7
39	Lifestages Auto Option Age 0 - 49	SBS	9.20%	1.17%	Aggressive	5/7
40	Pathfinder Kiwisaver Growth Fund	Pathfinder	9.19%	1.37%	Growth	4/7
41	Life Cycle - Age 0-54	NZ Funds	9.07%	1.87%	Aggressive	6/7
42	Rest Of World Equities Fund	Koura	9.06%	0.73%	Aggressive	5/7
43	Superlife Age Steps - Age 30	Smartshares	9.04%	0.72%	Growth	4/7
44	Superlife Growth Fund	Smartshares	9.04%	0.71%	Growth	4/7
45	Superlife Age Steps - Age 40	Smartshares	9.04%	0.72%	Growth	4/7
46	Shares Fund	Mercer	8.86%	0.96%	Aggressive	5/7
47	Socially Responsible High Growth Fund	Booster	8.85%	1.35%	Aggressive	5/7
48	Global Equities Fund	MAS	8.85%	0.99%	Aggressive	5/7
49	Growth Fund	Anglican	8.78%	1.50%	Growth	4/7
50	Sustainable Shares Fund	Mercer	8.69%	0.95%	Aggressive	5/7

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Data source: FMA KiwiSaver Quarterly Reports, provider Product Disclosure Statements. Last updated: October 2025.

Disclaimer: Past performance does not guarantee future results. This is not financial advice. Consult a licensed financial adviser before making investment decisions.

KiwiSaver Fund Historical Returns 2025

About Historical Return Data

Fund Return Data (Sorted by 5-Year Average)

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