General Information Only

This page displays publicly available fund data for index/passive strategies. Past performance is not a reliable indicator of future returns. This is not financial advice.

Index/Passive KiwiSaver Funds 2025

View all 23 Index/Passive KiwiSaver funds sorted by 5-year returns. Data from FMA reports, updated October 2025.

Total Index Funds
23
Funds shown
Average Return
0.64%
5-year average
Average Fees
0.28%
Annual fees
Lowest Fee Shown
0.25%
In this category

About Index/Passive KiwiSaver Funds

Index funds (also called passive funds) track market indices rather than trying to beat them. They invest in a broad selection of assets matching an index (like the NZX 50 or S&P 500), without active stock picking by fund managers.

Characteristics of Index Funds:

  • Fee structure: Index funds typically have lower fees than actively managed funds
  • Diversification: Invest across a broad range of companies within the tracked index
  • Investment approach: Returns aim to match the index, not beat it
  • Transparency: Holdings typically match the underlying index

Note: Different investment approaches have different characteristics. If you need advice on which approach may be suitable for your circumstances, consult a licensed Financial Advice Provider.

Index Fund Data (Sorted by 5-Year Return)

Sorted by 5-year average return (highest to lowest). You may use this data for your own comparison.

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Data source: FMA KiwiSaver Quarterly Reports, provider Product Disclosure Statements. Last updated: October 2025.

Disclaimer: Past performance does not guarantee future results. This is not financial advice. Consult a licensed financial adviser before making investment decisions.

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Investing involves risk. The value of your KiwiSaver investment can go down as well as up, and you may get back less than you put in. Past performance is not a reliable indicator of future returns.

Before making any investment decision, you should read the Product Disclosure Statement (PDS) for the fund carefully. If you have questions or are unclear about the implications of your investment decision, you should seek advice from a licensed Financial Advice Provider.

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