Kernel KiwiSaver Review

Modern index fund provider offering transparent, low-cost investment options.

About Kernel KiwiSaver

Kernel is a modern investment platform offering index-based KiwiSaver options. They focus on providing transparent, low-cost access to diversified investment portfolios through their digital-first approach.

Their investment philosophy is based on the efficiency of markets and the benefits of broad diversification. Kernel uses index funds to provide exposure to different markets and asset classes while keeping costs low.

The provider stands out for their modern technology platform and commitment to investor education through their digital tools and resources.

Kernel KiwiSaver Funds

Kernel Growth Fund

Index-based growth fund providing broad market exposure at a low cost.

Growth

Risk Level

High

Management Fee

0.45%

1 Year Return

10.5%

5 Year Return

8.4%

Why Choose Kernel KiwiSaver?

Advantages

  • Low-cost index fund approach
  • Modern digital platform
  • Transparent investment strategy
  • Regular portfolio updates
  • User-friendly interface

Considerations

  • Limited fund options
  • Newer provider in the market
  • No active management

Quick Facts

Total Assets
$1.2B
Average Management Fee
0.45%
Number of Funds
3
Fund Types
Conservative, Balanced, Growth

Key Features

  • Index-based investing
  • Low fees
  • Modern digital platform
  • Transparent approach