Question 1

How does the KiwiSaver comparison tool work?

Accepted Answer

Our free comparison tool asks 5 simple questions about your age, risk tolerance, goals, and preferences. Based on your answers, we match you with KiwiSaver funds that align with your profile. You'll see personalized recommendations ranked by fees, returns, and suitability. The process takes 60 seconds and helps you find the best KiwiSaver fund for your specific situation.

Question 2

Is the KiwiSaver comparison tool really free?

Accepted Answer

Yes, 100% free with no hidden costs. We provide independent comparisons of all 470+ KiwiSaver funds to help you make informed decisions. Our tool is free to use, with no obligation to switch providers. We may receive compensation from providers if you choose to join through our platform, but this doesn't affect our rankings or recommendations.

Question 3

How do I know which KiwiSaver fund is best for me?

Accepted Answer

The best KiwiSaver fund depends on: 1) Your age (younger investors can take more risk), 2) When you plan to use the money (retirement vs first home), 3) Your risk tolerance (conservative vs aggressive), and 4) Fee preferences (low-cost passive vs active management). Our comparison tool analyzes these factors and recommends suitable funds based on your specific situation.

Question 4

Can I switch KiwiSaver providers after using the comparison tool?

Accepted Answer

Yes! Switching KiwiSaver providers is completely free and takes 2-3 weeks. After finding a better fund through our comparison tool, simply apply with your new provider and they'll handle the transfer automatically. Your employer contributions will redirect to your new fund. There are no exit fees, penalties, or lock-in periods with any KiwiSaver provider.

Question 5

What information do I need to compare KiwiSaver funds?

Accepted Answer

You don't need any personal financial information to use our comparison tool. We only ask general questions about your age bracket, retirement timeline, risk preferences, and investment goals. You won't need your IRD number, current provider details, or KiwiSaver balance until you decide to switch providers.

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HERE'S HOW IT WORKS

STEP 1

Answer a Few Questions

STEP 2

Get Personalized Recommendations

STEP 3

Start Your KiwiSaver Journey