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What is Balanced Fund?

A balanced fund holds a mix of growth and defensive assets, typically 35-62% in growth assets.

Detailed Explanation

Balanced funds sit in the middle of the risk spectrum. They typically hold 40-60% in growth assets and 40-60% in defensive assets.

Example

A balanced fund might return +12% in a good year and -8% in a bad year. Over 10 years, it might average 5-7% annually.

Frequently Asked Questions

Is a balanced fund right for me?

Consider it if you have a medium timeframe (10-15 years) or want moderate growth with some stability.

Related Terms

Growth FundConservative FundAsset Allocation
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