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What is Voluntary Contribution?

A voluntary contribution is any additional contribution you make to KiwiSaver beyond your regular payroll deductions.

Detailed Explanation

You can make extra contributions anytime via direct debit, bank transfer, or one-off payments. Voluntary contributions count toward your $1,042.86 annual target for the full government contribution.

Example

If you receive a $5,000 bonus, you could make a voluntary contribution to boost your KiwiSaver and potentially get more government contribution.

Frequently Asked Questions

Is there a limit on voluntary contributions?

No maximum limit, but only the first $1,042.86 per year attracts the government contribution.

Can self-employed people make voluntary contributions?

Yes, and this is the main way self-employed people contribute to KiwiSaver.

Related Terms

Member Tax Credit (Government Contribution)Employer ContributionContribution Holiday
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