Kiwicomparison.co.nz Logo

What is Unit Price?

The unit price is the value of one unit in your KiwiSaver fund, used to calculate your total balance.

Detailed Explanation

Your KiwiSaver balance equals the number of units you own multiplied by the current unit price. When you contribute, you buy units at the current price. The unit price changes daily based on the fund performance.

Example

If you own 5,000 units and the unit price is $2.50, your balance is $12,500. If the price rises to $2.60, your balance becomes $13,000.

Frequently Asked Questions

Why does my unit price go down sometimes?

Unit prices fluctuate with market conditions. Short-term drops are normal, especially in growth funds.

Related Terms

Buy/Sell SpreadGrowth Assets
← Back to Glossary
logo

Independent KiwiSaver information for New Zealanders. Compare fund data, view fees, and explore provider options. General information only — not financial advice.

Important Information and Disclosure

The information provided on this website is not a recommendation to buy, sell, or hold any financial products. Nothing on this website constitutes financial advice for the purposes of the Financial Markets Conduct Act 2013. KiwiSaverComparison.co.nz is not a licensed Financial Advice Provider.

Investing involves risk. The value of your KiwiSaver investment can go down as well as up, and you may get back less than you put in. Past performance is not a reliable indicator of future returns.

Before making any investment decision, you should read the Product Disclosure Statement (PDS) for the fund carefully. If you have questions or are unclear about the implications of your investment decision, you should seek advice from a licensed Financial Advice Provider.

All information displayed is sourced from KiwiSaver providers, the Disclose Register, or publicly available sources. We take reasonable steps to ensure accuracy but cannot guarantee information is always current or complete.

KiwiSaverComparison.co.nz may receive referral fees or commissions from KiwiSaver providers if you sign up via links on this website. These payments do not influence the order, ranking, or inclusion of products displayed.

For more information, please see our Terms of Service, Privacy Policy, and Disclosure Statement.

KiwiSaver® is a registered trademark of Inland Revenue. KiwiSaverComparison.co.nz is not affiliated with, endorsed by, or connected to Inland Revenue, the New Zealand Government, or any KiwiSaver scheme provider.

© 2026 KiwisaverComparison.co.nz. All rights reserved.