Kernel High Growth Fund vs Kernel Balanced Fund
Side-by-side comparison of fees, returns, and risk data
Last updated: February 2026
General Information Only: This page provides factual data for comparison purposes and does not constitute financial advice. Individual circumstances vary.Read our disclosure
Key Data Comparison
| Metric | Kernel High Growth Fund | Kernel Balanced Fund |
|---|---|---|
| 5-Year Average Return | 0.00% | 0.00% |
| Annual Fees | 0.25% | 0.25% |
| Risk Indicator (1-7) | 5 | 4 |
| Growth Assets | 98.23% | 60.13% |
| Fund Type | Aggressive | Balanced |
| Provider | Kernel | Kernel |
| Fund Size | $277.1M | $23.9M |
Data sourced from FMA Disclose Register. Past performance is not a reliable indicator of future returns.
Kernel High Growth Fund
Kernel
Kernel Balanced Fund
Kernel
Frequently Asked Questions
What are the fees for Kernel High Growth Fund vs Kernel Balanced Fund?
Kernel High Growth Fund has fees of 0.25% while Kernel Balanced Fundhas fees of 0.25%. Lower fees compound to significant savings over a lifetime of investing.
What is the risk level difference?
Kernel High Growth Fund has a risk indicator of 5 while Kernel Balanced Fundhas a risk indicator of 4. The risk indicator (1-7 scale) shows expected volatility - higher numbers mean more potential ups and downs.
Can I switch between these funds?
Yes, since both funds are with the same provider, switching is usually instant and free through your online account.
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This website provides general information only. Choosing a KiwiSaver fund depends on your individual circumstances, financial goals, risk tolerance, and investment timeframe.
If you need advice tailored to your personal situation, please consult a licensed Financial Advice Provider. Find advisers at fma.govt.nz
Important Information
Disclaimer: This page provides general information only and does not constitute financial advice under the Financial Markets Conduct Act 2013. KiwiSaverComparison.co.nz is not a licensed Financial Advice Provider (FAP).
We do not assess suitability, make recommendations, or provide personalised advice. The information shown is sourced from publicly available data and may not reflect current offerings. Past performance is not a reliable indicator of future returns. Investment returns can be negative, and you may receive back less than you invested.
Before making any decisions: Always verify current information directly with the relevant KiwiSaver provider and read their Product Disclosure Statement (PDS).
Need personalised advice? Consult a licensed Financial Advice Provider. Find advisers at fma.govt.nz